Financial Clarity

Cashflow Forecasting for Growing UK SMEs.

Know exactly when money arrives and leaves — weeks before it happens. Included in Growth and Strategic tiers.

Why Cashflow Forecasting Matters

Profitable businesses fail because of cashflow — not profit.

It's one of the most common and devastating surprises in business: the P&L shows a profit, yet the bank account is empty. Slow-paying clients, large supplier invoices, VAT quarters, payroll — cash leaves faster than it arrives, and without a forecast you don't see it coming until it's too late.

A rolling 13-week cashflow forecast changes this entirely. It gives you visibility 3 months ahead — showing precisely which weeks will be tight and which will have surplus — so you can act early rather than react late.

Balancing produces rolling 13-week forecasts for all Growth and Strategic clients, updated automatically from your Xero data via MyBalancingIQ and reviewed together on your monthly strategy call.

Included in Growth — from £550/month + VAT

What you get:

  • Rolling 13-week cashflow forecast
  • Updated automatically from Xero
  • Live via MyBalancingIQ dashboard
  • Weekly cash position visibility
  • Automated alerts when cash dips below threshold
  • Monthly review on strategy call
  • Scenario modelling (Growth + Strategic)
  • Plus full compliance and management accounts
Book a Free Discovery Call →

Common Cashflow Challenges We Solve

Sound familiar?

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"We're profitable but always short of cash"

Profit and cash are not the same thing. We identify exactly where your cash is being consumed — debtor days, stock, prepayments — and model the impact of fixing each one.

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"VAT quarters always hurt us"

VAT payments are predictable — yet they catch businesses off guard every quarter. Your forecast shows the VAT liability building in real time so you always have the cash set aside.

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"Our bank wants a cashflow forecast"

Lenders require cashflow forecasts for overdrafts, loans and invoice finance facilities. We produce bank-ready forecasts in the format lenders expect — quickly and accurately.

FAQs

Common questions about cashflow forecasting.

What is cashflow forecasting?

Cashflow forecasting projects when money will arrive and leave your business over a future period. A rolling 13-week forecast shows which weeks face shortfalls — enabling proactive planning rather than reactive crisis management.

Why do SMEs need cashflow forecasting?

Profitable businesses fail because of cashflow, not profitability. Without a forecast you don't see cash shortfalls coming until it's too late. Forecasting gives you 6–12 weeks of advance warning to take action.

What is a 13-week cashflow forecast?

A 13-week forecast projects cash inflows and outflows week by week for the next quarter — detailed enough to be actionable, broad enough to spot trends. It's the standard format used by CFOs and lenders.

How much does cashflow forecasting cost?

Balancing includes rolling 13-week cashflow forecasting in the Growth tier (from £550/month + VAT) and Strategic tier (from £1,500/month + VAT) — updated automatically from your Xero data via MyBalancingIQ.

Stop flying blind on cash. Start forecasting.

Book a free discovery call and we'll show you how your cashflow forecast would look from day one.

Book a Free Discovery Call →